Machinery Breakdown Insurance provides coverage for damage to machinery and equipment due to sudden and unforeseen events, such as electrical or mechanical failures, operator error, or external perils like fire and water damage.

No, Machinery Breakdown is a standard exclusion under your Property All Risk Policy.

Businesses that rely on machinery and equipment for their operations are the primary candidates who need Machinery Breakdown Insurance such as:

• Manufacturing Companies.
• Technology and IT Companies.
• Construction Contractors.
• Healthcare Facilities.
• Hotels and Hospitality Industry.